All Tools & Features›SI Organizer›Know Your Exact Safe-to-Spend Today After Bills, Savings & Annual Sinking Funds
SI Organizer Feature Spotlight🔬 Thaler (1985) Behavioral Mental Accounting & Flex Budgeting
Know Your Exact Safe-to-Spend Today After Bills, Savings & Annual Sinking Funds
Ring-fence fixed bills, monthly savings, and 1/12th of irregular annual expenses so you always see what is truly safe to spend per day.
Formula: (Net Income − Fixed Bills − Savings − Annual Sinking Funds/12) ÷ Days Remaining
Zero bank password harvesting — works 100% locally on your device
Tracks upcoming bills, renewals, warranties, and household shared lists
Nousivo Pricing vs. Legacy SaaS
$5.99/mo · $34.99/yr · $69.99 Lifetime vs. $14.99/mo (Monarch / YNAB)
7-Day Automatic Free Trial · 50–75 Free AI Credits · No Card Needed
Frequently Asked Questions
Do I have to give SI Organizer my bank login credentials?
No. Unlike cloud budgeting apps that harvest your bank credentials via third-party aggregators, SI Organizer runs 100% on your device.
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